Important life events

It is very important, whenever anything major changes in your life to consider what impact this could have on your pension arrangements.

Starting work for the first time is one of the most exciting things in life...

Whenever you move from one job to another, or from employment to self-employment you will have a number of issues to consider...

Believe it or not, from a pension perspective, changing address can have a real impact on whether or not you will receive benefits...

Generally getting married or entering into a civil partnership has limited impact on your pension arrangements...

Pension entitlements are unlikely to be the most important thing on your mind if you are getting a separation or divorce...

Generally the arrival of children has limited impact on your pension arrangements...

The onset of a permanent illness or disability that prevents you from working would have serious financial consequences...

Needless to say, the impact of the death of a member of the family is one of the most difficult life events...

The decisions you make when you are retiring will have a significant bearing on your financial security and that of your dependants...